Bankruptcy Attorney, Cocoa, FL | Foreclosure Attorney, Cocoa FL
Bankruptcy & Foreclosure Attorney in Cocoa, FL
Facing overwhelming debt in Cocoa, Florida? At risk of losing your home to foreclosure in Melbourne, Palm Bay, or Titusville? You don’t have to face it alone. Bowin Law Group, Brevard’s trusted hometown law firm, specializes in Chapter 7 bankruptcy and foreclosure defense for residents across the Space Coast. Our founding attorney, Beau Bowin, was selected as a Rising Star by SuperLawyers Magazine (published by Thomson Reuters) — an elite distinction awarded to just 2.5% of attorneys. He also achieved a perfect 10.0 “Superb” rating on AVVO, reflecting decades of proven results, client trust, and courtroom success.
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Why Choose Bowin Law Group as Your Bankruptcy Attorney in Cocoa, FL?
1. Local Expertise You Can Trust.
Born and raised in Brevard County, Beau Bowin understands the financial challenges families face along the Space Coast. From medical bills to job loss, rising costs to predatory lending — we’ve helped thousands of neighbors in Cocoa (32922–32927) and beyond reclaim their financial freedom.
2. Proven Results in Bankruptcy & Foreclosure Defense
- Chapter 7 Bankruptcy: Wipe out credit card debt, medical bills, and personal loans in as little as 90 days.
- Chapter 13 Bankruptcy: Keep your home and car with an affordable 3–5 year repayment plan.
- Foreclosure Defense: Stop sheriff sales, challenge improper filings, and negotiate loan modifications.
- Immediate Relief: The moment you file, creditor calls stop, wage garnishments end, and foreclosure actions are halted under federal law.
3. Award-Winning Representation
- Rising Star, SuperLawyers Magazine (Thomson Reuters)
- 10.0 “Superb” Rating on AVVO
- Former Bankruptcy Court Judicial Clerk
- Member, National Association of Consumer Bankruptcy Attorneys (NACBA)
Bankruptcy Services for Cocoa & Brevard County Residents
Chapter 7 Bankruptcy in Cocoa, FL
Ideal for individuals with high unsecured debt and limited income.
Discharge: Credit cards, medical bills, payday loans, repossessions
Timeline: 3–4 months from filing to discharge
Keep Your Assets: Florida’s generous exemptions protect your home, car, and personal property
“I was drowning in $48,000 of medical debt after cancer treatment. Bowin Law Group filed Chapter 7 and got it all erased. I kept my house in Cocoa (32926) and started fresh.” – Sarah, Cocoa, FL
Chapter 13 Bankruptcy – Stop Foreclosure in Cocoa, Melbourne, Palm Bay & Titusville
Perfect for homeowners behind on mortgage payments.
- Catch up on arrears over 3–5 years
- Remove second mortgages (lien stripping)
- Protect co-signers and non-exempt assets
Foreclosure Defense Attorney Serving All of Brevard
Don’t let the bank take your home without a fight. We defend homeowners throughout Brevard County. Our Strategies Include:
- Challenging improper foreclosure paperwork
- Forcing loan modification reviews
- Filing counterclaims for predatory lending
- Delaying sale dates to explore short sales or deed-in-lieu
Frequently Asked Questions (FAQ)
Q: How much does it cost to file bankruptcy in Cocoa, FL?
A: Chapter 7 starts at $1,500 attorney fees + $338 court filing fee. Chapter 13 attorney fees are typically $3,500–$4,500, paid through your plan. Payment plans available.
Q: Will I lose my home if I file bankruptcy in Brevard County?
A: No. Chapter 13 lets you keep your home and catch up on payments. Chapter 7 protects your equity under Florida’s homestead exemption (unlimited for primary residence).
Q: How quickly can you stop a foreclosure sale in Cocoa (32926)?
A: Immediately. Filing bankruptcy triggers the automatic stay, halting all collection actions — including sheriff sales — within hours.
Contact Bowin Law Group today for your Free Consultation
The Bowin Law Group proudly serves many areas in Brevard County, Florida, including Melbourne, West Melbourne, Palm Bay, Melbourne Beach, Viera, Cocoa, Cocoa Beach, Cape Canaveral, Port Saint John, Titusville, Palm Bay, Rockledge, Satellite Beach, Indian Harbour Beach, Indialantic, Merritt Island, and Port Saint John.
