Rockledge Bankruptcy Attorney

Rockledge, Florida Bankruptcy Attorney | Foreclosure Lawyer

Brevard's Hometown Law Group

Welcome to Bowin Law Group, Brevard County’s trusted hometown law firm proudly serving Rockledge, Florida, and the surrounding Space Coast communities.  Our founding attorney, Beau Bowin, specializes in bankruptcy law, foreclosure defense, and debt relief solutions tailored to the unique needs of Rockledge residents.  Whether you’re facing overwhelming medical bills, credit card debt, or the threat of losing your home in Viera, Cocoa, Cocoa Beach, Merritt Island, or Titusville, we’re here to help you regain financial stability with compassion and expertise.

Call us today to schedule a Free Phone Consultation at (321) 821-7440.  Let us work for you.

About Beau Bowin: A Recognized Leader in Bankruptcy and Foreclosure Law

Bowin Law Group's founding attorney, Beau Bowin, is a distinguished attorney selected as a Rising Star in Super Lawyers Magazine by Thomson Reuters — an honor reserved for the top 2.5% of attorneys in Florida. Beau also proudly maintains a perfect 10.0 “Superb” rating on AVVO, reflecting his unwavering commitment to client success and ethical practice.  Born and raised in Brevard County, Beau understands the financial pressures facing families in Rockledge, Melbourne, Palm Bay, and beyond. From job losses at the Kennedy Space Center to rising costs along the Indian River, Beau has helped hundreds of local residents avoid foreclosure, eliminate debt through Chapter 7 or Chapter 13 bankruptcy, and stop harassing creditor calls — all while protecting their homes and dignity.

Bankruptcy Services in Rockledge, FL

If you’re searching for a “bankruptcy attorney near” me in Rockledge, Bowin Law Group is your Hometown Firm.   Call us today to discuss these bankruptcy options:

Chapter 7 Bankruptcy – Fresh Start for Rockledge Residents

  • Eliminate unsecured debts (credit cards, medical bills, personal loans)
  • Stop wage garnishment and creditor harassment immediately
  • Protect exempt assets like your home, car, and retirement accounts
  • Typical timeline: 4–6 months from filing to discharge

Chapter 13 Bankruptcy – Keep Your Home, Repay Over Time

  • Stop foreclosure sales on homes in Rockledge, Viera East, or Cocoa
  • Create an affordable 3–5 year repayment plan
  • Catch up on mortgage or car payments while keeping your property
  • Ideal for homeowners with steady income

Foreclosure Defense Attorneys Serving Rockledge and the Space Coast

Facing foreclosure in Rockledge (32955), Cocoa (32922), Merritt Island (32952), or Titusville (32780)? You have rights — and options.  Bowin Law Group aggressively defends homeowners against:

Beau Bowin has successfully delayed or stopped foreclosure sales for clients throughout Brevard County, giving families the breathing room needed to explore alternatives like loan modifications, short sales, or deed-in-lieu options.

Did you know?  Filing bankruptcy in Brevard County triggers an automatic stay that halts all collection actions — including foreclosure auctions scheduled at the Brevard County Courthouse.

Why Choose Bowin Law Group in Rockledge?

Local Knowledge - As a Brevard native, Beau knows the courts, trustees, and judges in the Middle District of Florida Bankruptcy Court.

Personalized Service - You will get a Free one-on-one phone consultation with Attorney Beau Bowin, who will handle your case and represent you from the beginning to end.

Transparent Fees - Flat-fee bankruptcy pricing with payment plans available. 

Free initial consultation - We provide a Free 30-minute phone consultation where we can discuss your situation, and I can address all of your questions.  No commitments.

Proven Results | 10.0 AVVO rating | Rising Star by Super Lawyers | 5-star Google reviews.   No attorney was won more foreclosure cases for homeowners in Brevard County than Bowin Law Group.  We fight to win.

Stop Foreclosure & Wipe Out Debt – Take the First Step Today

You don’t have to face creditors or the bank alone.  We handle everything so you can focus on your family and future.  Put our experience to work for you.  Free Bankruptcy & Foreclosure Consultations

Frequently Asked Questions (FAQ)

Q: How quickly can a bankruptcy stop a foreclosure sale in Rockledge?
A: Immediately upon filing your bankruptcy petition.  Creditors are instantly enjoined from any proceeding on any collection action, including foreclosure.

Q: Will bankruptcy ruin my credit forever?
A: No. Most clients see credit score improvements within 12–24 months after discharge with responsible rebuilding

Q: How long does the foreclosure process take in Florida?  

A: In Florida, judicial foreclosures take 120–180 days on average (from filing to sale) but can stretch to 12+ months with a strong defense.  
 
Q: Can I stop a Florida foreclosure after missing one payment?  
A:  Yes — but act fast. Do not wait until a foreclosure sale is scheduled before you contact a foreclosure defense attorney.  Time is of the essence.
 
Q: What are the strongest defenses against foreclosure in Florida?  
A: Top 3 winning defenses (2025 case law):  
     1. Standing – If the bank cannot prove it owns your loan, the case is dismissed.
     2. Failure to provide a pre-foreclosure default notice - The lender must send you a default notice at least 30-days before foreclosing.  Failure to do so, or to include required disclosures, requires a dismissal of the foreclosure. 
     3. Excluding the bank's evidence at trial - Bank attorneys have a hard job.  It is not always easy to present evidence sufficient to meet their burden of proof.  Our foreclosure defense attorney uses the Rules of Evidence to exclude the lender's evidence, leaving the Court little choice but to dismiss the foreclosure case.  Not all foreclosure defense attorneys can do this.  The attorney you choose makes a difference.
 
Call us today at (321) 821-7440 to schedule a Free Phone Consultation to see how we can help you.

Contact Bowin Law Group – Your Rockledge Bankruptcy & Foreclosure Defense Team

Don’t let debt define your future. Whether you live in Rockledge 32955, Viera 32940, or anywhere in Brevard County, Beau Bowin and the Bowin Law Group team are ready to fight for your fresh start.

Call (321) 821-7440 now or click here to request your free consultation.

Bowin Law Group – Brevard’s Hometown Law Group. 

Contact a Rockledge Florida Bankruptcy Lawyer at the Bowin Law Group today!

Blog