Chapter 7

Florida Chapter 7 Bankruptcy Attorney

Helping Clients with Chapter 7 Bankruptcy Cases in Palm Bay, Melbourne, Cocoa, Titusville, and Port Saint John, Florida

A Chapter 7 bankruptcy will immediately stop harassment by creditors, wage garnishment, repossessions and freezes on your bank accounts. It may even be successful in stopping the foreclosure of your home.  Contact the Bowin Law Group for a free consultation today.  We represent clients throughout Brevard County, Florida.

Melbourne bankruptcy attorney can give you honest and accurate legal advice regarding filing under Chapter 7 of the Bankruptcy Code. With your attorney's experience and hard work on your side, you can make a decision that is right for you. As our staff guides you through the entire Chapter 7 bankruptcy process, you can feel confident that a professional lawyer is looking out to protect your interests and your future.

Chapter 7 bankruptcy proceedings are associated with a "liquidation of assets." Sometimes a Chapter 7 filing may be misrepresented as total liquidation, when this is actually often not the case. Certain property and assets are protected even during bankruptcy proceedings, and a bankruptcy attorney can help to protect those assets.

Approximately two thirds of the bankruptcy filings in Florida are Chapter 7 proceedings. This may be the right option for you if you have little or no income, have little disposable income, rent a home or have only a small amount of equity in your house and have few assets. An individual, partnership, corporation or other business entity may file for a Chapter 7 bankruptcy.  Contact the Bowin Law Group for a free Consultation today to see if Chapter 7 is right for you. Or, just fill out our Free Case Evaluation form and someone from our office will contact you to discuss your legal options.

Why Chapter 7 Bankruptcy?

As soon as a debtor files a Chapter 7 bankruptcy petition, all creditors must stop attempting to collect the debt from the debtor. This includes phone calls, letters and other means of contacting the debtor for payment. Additionally, creditors are unable to take any legal action in order to collect debts. Followed through successfully, the debtor will be released from responsibility for all debts, excluding student loans, certain taxes, alimony and child support and certain other obligations. After successful Chapter 7 proceedings, the debtor will be free from credit card bills, medical bills, personal loans and more.

Bankruptcy laws exist to give debtors a second chance; a fresh start. It can be complex and time-consuming to file for bankruptcy, and a bankruptcy lawyer will know exactly what is needed in order to file the petition and protect as many of your assets as possible.  Contact the Bowin Law Group for a free consultation to discuss your options with a Florida bankruptcy attorney. You may also fill out our  Free Case Evaluation form and someone from our office will contact you to discuss your legal options.

At the Bowin Law Group, we are dedicated to helping individuals and families throughout Space Coast and Central Florida, including Melbourne, West Melbourne, Palm Bay, Eau Gallie, Vero, Viera, Suntree, Melbourne Beach, Indialantic, Cocoa Beach, Patrick AFB, Satellite Beach, Rockledge, Merritt Island, Titusville, Lake Helen, Pierson, Port Orange, Edgewater, Debary, Osteen, Barberville, New Smyrna Beach, De Leon Springs, Deltona, Ormond Beach, Malabar, Sebastian, Daytona Beach, Cape Canaveral, Sharpes, Scottsmoor, Mims, Sanford, Deland, Orlando and surrounding areas.  

Contact a Melbourne Chapter 7 bankruptcy attorney today!