Blog Posts in 2023
Posted on Mar 18, 2023 By Beau Bowin
Florida is one of the few states in the United States that offers homestead exemptions, which protect homeowners from creditors seeking to recover their debt. This means that in most cases, a ...
Continue reading "Florida's Homestead Exemption from Creditors: Protecting Your Home from Legal Claims" »
Posted on Mar 17, 2023 By Beau Bowin
Bankruptcy is a complex process that can be overwhelming, especially when you are considering it for both you and your spouse. The question of whether spouses have to file bankruptcy together is a ...
Continue reading "Do Spouses Have to File Bankruptcy Together?" »
Posted on Mar 16, 2023 By Beau Bowin
If you've filed for Bankruptcy, one of the most important steps in the process is the meeting of creditors, also known as the 341 meeting. This meeting can be a nerve-wracking experience, but it's ...
Continue reading "Meeting of Creditors in Bankruptcy: What You Need to Know" »
Posted on Feb 25, 2023 By Beau Bowin
When it comes to life insurance, two of the most common types are whole life insurance and term life insurance. Both provide a death benefit to your beneficiaries in the event of your death, but they ...
Continue reading "The Difference Between Whole and Term Life Insurance and How They Are Protected in Chapter 7 Bankruptcy" »
Posted on Feb 23, 2023 By Beau Bowin
The homestead exemption in Florida refers to two separate protections for homeowners: the homestead exemption from creditors and the homestead tax exemption. The homestead exemption from creditors is ...
Continue reading "What is the Homestead Exemption in Chapter 7 Bankruptcy?" »
Posted on Feb 22, 2023 By Beau Bowin
A discharge injunction is a court order that is issued in a Chapter 7 bankruptcy case to prohibit creditors from attempting to collect on a debt that has been discharged. The discharge injunction is ...
Continue reading "What is the Discharge Injunction in Chapter 7 Bankruptcy?" »
Posted on Feb 21, 2023 By Beau Bowin
When a person files for Bankruptcy, their assets may be sold by the bankruptcy trustee to pay their creditors. However, there are certain assets that are protected from being taken by the bankruptcy ...
Continue reading "Bankruptcy Exemptions for Retirement Accounts, Annuities and Insurance Policies" »
Posted on Feb 20, 2023 By Beau Bowin
Filing for Bankruptcy can be a difficult decision, but it can also provide individuals with a fresh start by discharging their debts and giving them the opportunity to start over financially. However, ...
Continue reading "Florida Bankruptcy Exemptions: Protecting Your Property in Bankruptcy" »
Posted on Feb 12, 2023 By Beau Bowin
The Bankruptcy Attorney at Bowin Law Group understands that filing for bankruptcy can be a difficult decision. But it can also provide individuals with a fresh start by discharging their debts and ...
Continue reading "Florida Bankruptcy Exemptions: Protecting Your Property in Bankruptcy" »
Posted on Feb 11, 2023 By Beau Bowin
Chapter 7 bankruptcy is a type of bankruptcy that is available to individuals and businesses. It is sometimes referred to as a "liquidation" bankruptcy, as the purpose is to liquidate (or ...
Continue reading "Chapter 7 Bankruptcy: An Overview" »
Posted on Feb 10, 2023 By Beau Bowin
Paragraph 22 in a residential mortgage refers to a specific provision in the mortgage contract that outlines the rights and responsibilities of the borrower and the lender in the event of default. The ...
Continue reading "What disclosures does paragraph 22 in a residential mortgage require in a notice of default to the borrower?" »
Posted on Feb 9, 2023 By Beau Bowin
Foreclosure is a legal process that allows a lender to take possession of a property when the homeowner falls behind on mortgage payments. The foreclosure process can be lengthy and complicated, but ...
Continue reading "The Residential Foreclosure Process: From the Filing of the Complaint to the Sale of the Property" »