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Melbourne Bankruptcy Blog
Posted on Mar 18, 2023
Florida is one of the few states in the United States that offers homestead exemptions, which protect homeowners from creditors seeking to recover their debt. This means that in most cases, a ...
Continue reading "Florida's Homestead Exemption from Creditors: Protecting Your Home from Legal Claims" »
Posted on Mar 17, 2023
Bankruptcy is a complex process that can be overwhelming, especially when you are considering it for both you and your spouse. The question of whether spouses have to file bankruptcy together is a ...
Continue reading "Do Spouses Have to File Bankruptcy Together?" »
Posted on Mar 16, 2023
If you've filed for Bankruptcy, one of the most important steps in the process is the meeting of creditors, also known as the 341 meeting. This meeting can be a nerve-wracking experience, but it's ...
Continue reading "Meeting of Creditors in Bankruptcy: What You Need to Know" »
Posted on Feb 25, 2023
When it comes to life insurance, two of the most common types are whole life insurance and term life insurance. Both provide a death benefit to your beneficiaries in the event of your death, but they ...
Continue reading "The Difference Between Whole and Term Life Insurance and How They Are Protected in Chapter 7 Bankruptcy" »
Posted on Feb 23, 2023
The homestead exemption in Florida refers to two separate protections for homeowners: the homestead exemption from creditors and the homestead tax exemption. The homestead exemption from creditors is ...
Continue reading "What is the Homestead Exemption in Chapter 7 Bankruptcy?" »
Posted on Feb 22, 2023
A discharge injunction is a court order that is issued in a Chapter 7 bankruptcy case to prohibit creditors from attempting to collect on a debt that has been discharged. The discharge injunction is ...
Continue reading "What is the Discharge Injunction in Chapter 7 Bankruptcy?" »
Posted on Feb 21, 2023
When a person files for Bankruptcy, their assets may be sold by the bankruptcy trustee to pay their creditors. However, there are certain assets that are protected from being taken by the bankruptcy ...
Continue reading "Bankruptcy Exemptions for Retirement Accounts, Annuities and Insurance Policies" »
Posted on Feb 20, 2023
Filing for Bankruptcy can be a difficult decision, but it can also provide individuals with a fresh start by discharging their debts and giving them the opportunity to start over financially. However, ...
Continue reading "Florida Bankruptcy Exemptions: Protecting Your Property in Bankruptcy" »
Posted on Feb 12, 2023
The Bankruptcy Attorney at Bowin Law Group understands that filing for bankruptcy can be a difficult decision. But it can also provide individuals with a fresh start by discharging their debts and ...
Continue reading "Florida Bankruptcy Exemptions: Protecting Your Property in Bankruptcy" »
Posted on Feb 11, 2023
Chapter 7 bankruptcy is a type of bankruptcy that is available to individuals and businesses. It is sometimes referred to as a "liquidation" bankruptcy, as the purpose is to liquidate (or ...
Continue reading "Chapter 7 Bankruptcy: An Overview" »
Posted on Feb 10, 2023
Paragraph 22 in a residential mortgage refers to a specific provision in the mortgage contract that outlines the rights and responsibilities of the borrower and the lender in the event of default. The ...
Continue reading "What disclosures does paragraph 22 in a residential mortgage require in a notice of default to the borrower?" »
Posted on Feb 9, 2023
Foreclosure is a legal process that allows a lender to take possession of a property when the homeowner falls behind on mortgage payments. The foreclosure process can be lengthy and complicated, but ...
Continue reading "The Residential Foreclosure Process: From the Filing of the Complaint to the Sale of the Property" »
Posted on May 13, 2020
Melbourne Bankruptcy Attorney, Beau Bowin, has consulted thousands of families in Brevard regarding bankruptcy and foreclosure issues. Although some bankruptcy firms have increased their rates over ...
Continue reading "Melbourne Florida Bankruptcy Attorney offering reduced rates for pandemic" »
Posted on May 13, 2020
Melbourne Bankruptcy Attorney, Beau Bowin, has consulted thousands of families in Brevard regarding bankruptcy and foreclosure issues. Although some bankruptcy firms have increased their rates over ...
Continue reading "Melbourne Florida Bankruptcy Attorney offering reduced rates for pandemic" »
Posted on May 13, 2020
Melbourne Foreclosure Attorney, Beau Bowin, just won another appeal of a trial court foreclosure judgment. The trial court entered judgment for the bank and scheduled a foreclosure sale. The trial ...
Continue reading "Melbourne Florida foreclosure defense attorney wins appeal, reverses foreclosure judgment" »
Posted on Oct 1, 2018
The Bowin Law Group's Florida for eclosure attorney has represented thousands of Brevard county families in defending the foreclosure of their homes. We have been successful in saving many homes ...
Continue reading "Part 3 - How to Successfully Defend Your Florida Foreclosure" »
Posted on Sep 29, 2018
As a foreclosure attorney in Melbourne, Florida for the last 9 years, I have been fortunate to represent thousands of Brevard county homeowners in defending their foreclosures. We have won many of ...
Continue reading "Part 2 - How to Successfully Defend Your Florida Foreclosure - Is the wrong bank suing you?" »
Posted on Jul 16, 2017
Melbourne Foreclosure Defense Attorney, Beau Bowin, has had many mortgage foreclosures dimissed by showing the mortgage company is not entitled to enforce the note and mortgage upon which the ...
Continue reading "Part 1 - How to Successfully Defend Your Florida Foreclosure" »
Posted on Jul 15, 2017
Our Melbourne Foreclosure Attorney has defended thousands of foreclosures and filed hundreds of bankruptcies in Melbourne, FL, Palm Bay, FL and surrounding areas. One of the arguments mortgage lenders ...
Continue reading "Does "Surrendering" Your Home in Bankruptcy Mean You Cannot Defend Your Foreclosure" »
Posted on Jul 14, 2017
Our Melbourne Foreclosure Attorney, Beau Bowin, has successfully defended countless foreclosure cases in Florida. In most cases, where we are successful in defending the foreclosure, the bank will ...
Continue reading "Attorney Fees in Florida for Successful Mortgage Foreclosure Defense - Pursuant to Lis Pendens Statute 48.23" »
Posted on Jun 6, 2015
Melbourne Florida Foreclosure Attorney, Beau Bowin, submitted the following memorandum to the Circuit Court in and for Brevard County Florida. It can be used as a guide for all foreclosure defense ...
Continue reading "Admissibility of Loan Payment Histories in Florida Foreclosures" »
Posted on Apr 30, 2015
Foreclosure Attorney, Melbourne FL - Palm Bay, FL. Below is a continuation in a series of arguments made by our foreclosure defense attorney to prevent the bank from foreclosing on Brevard County ...
Continue reading "Part II - Summary Judgment Evidence in Foreclosure Case" »
Posted on Apr 5, 2015
Bowin Law Group's foreclosure attorney has defended more than 100 foreclosure trials over the past 2 years. We won many of those cases by excluding the Bank's loan records from evidence. A ...
Continue reading "Summary Judgment Evidence in Foreclosure Actions" »
Posted on Mar 24, 2015
... continued from the prior post by our Melbourne Florida Foreclosure Attorney *** Even if Greentree could show that Bank of America sent the Notice of Acceleration to the correct address, Greentree ...
Continue reading "Bank must show it "actually delivered" the Notice of Acceleration" »
Posted on Mar 19, 2015
As discussed in prior blogs, before foreclosing, the mortgage company must show that it sent the homeowner a notice of acceleration at least 30 days before filing foreclosure. But even if they can ...
Continue reading "To foreclose, the Bank must show WHERE it sent the Notice of Acceleration" »
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